Flood Insurance

Stay High And Dry With Flood Insurance On Your Side!

Protect Your Property with Comprehensive Flood Insurance

Living in Texas means enjoying a rich landscape and diverse weather patterns, but it also means facing the risk of flooding. Whether you’re in a high-risk flood zone or not, safeguarding your home and belongings with flood insurance is crucial. Most homeowner’s insurance policies do not cover flood damage, making separate flood insurance essential for financial protection.

At Inshora Group, we provide competitive flood insurance pricing designed to match your budget. If you’re wondering about the cost of flood insurance, our team offers personalized quotes tailored to your specific needs and location. Partnering with Progressive flood insurance allows us to harness their extensive resources, ensuring robust and dependable coverage.

We distinguish ourselves among top flood insurance providers by delivering outstanding customer service and flexible policy options. 

Understanding Flood Insurance

Flood insurance provides coverage for both your home’s structure and its contents in the event of a flood. This includes damage caused by heavy rain, overflowing rivers, coastal storm surge, and other water-related disasters. Without flood insurance, recovering from such incidents can be financially devastating.

Key Features of Flood Insurance

Inshora Group’s flood insurance policies cover a wide range of scenarios, including:

Texas-Specific Coverage

National Flood Insurance Program (NFIP) vs. Private Insurance

In Texas, flood insurance is primarily available through the National Flood Insurance Program (NFIP), managed by FEMA, and through private insurers. NFIP policies have standardized coverage limits and premiums based on flood risk, while private insurers may offer more flexible coverage options and pricing.

Cost of Flood Insurance in Texas

The cost of flood insurance in Texas can vary based on several factors:

Flood Zone

Properties located in high-risk flood zones (designated as Special Flood Hazard Areas) typically have higher premiums compared to those in moderate-to-low risk zones.

Elevation

The elevation of your property relative to the Base Flood Elevation (BFE) can impact insurance costs. Properties built above the BFE may qualify for lower premiums.

Building's Construction

Factors such as the age of your home, its foundation type, and the presence of flood mitigation measures (like flood vents or barriers) can affect insurance rates.

Coverage Limits

The amount of coverage you choose for your home's structure and contents will influence your premium costs.

Why Choose Inshora Group?

Inshora Group stands proud as a top choice for flood insurance in Texas.

Choosing the right flood insurance provider is crucial. Here’s why we stands out:

Expert Guidance

Our experienced agents specialize in flood insurance in Texas, providing personalized guidance to help you navigate coverage options and find the best policy for your property.

Competitive Pricing

We offer competitive flood insurance rates tailored to your specific needs, ensuring you get the coverage you need at a price that fits your budget.

Comprehensive Coverage

Partnering with top insurers, we ensure your property is safeguarded against flood damage with reliable and comprehensive insurance policies.

Don't wait until it's too late.

Contact us today to learn more about how flood insurance can protect your home and belongings in Texas.

Our knowledgeable agents are ready to assist you in finding the perfect policy that fits your budget and coverage needs.